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From:	Jeff (webwizard.vegsource.com)
Subject:	Dr. McDougall responds
Date:	September 30, 2008 at 9:06 am PST

In Reply to: actuarial tables posted by actuarial tables puzzlement on September 29, 2008 at 9:44 pm:

I asked Dr. McDougall your question. Here's his response:

The reason is that once a person has aged he has successfully overcome the risks of dying from his younger years.

Like the life expectancy of a baby may be 78 years, But the life expectancy of an 85 year old may be 5 years. It cannot be minus 7 years. He enters a new class of people because of his age -- the weak and unlucky have already died off.

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