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From: Tammy (
Subject:         feeling overwhelmed too
Date: August 28, 2008 at 12:26 am PST

In Reply to: Thanks Jan..that gives me something to think about. (nt) posted by frazzledmom23 on May 12, 2008 at 7:29 am:

HI, I have never been to the encouragement section of this site until tonight. I hope this doesn't come out wrong, but I was encouraged by your message.
I too have been feeling overwhelmed and stressed out. Your message made me realize I'm not alone. There are other homeschoolers out there struggling. Even if it is in different ways.I guess I never realized that until now.

Our struggles are mostly financial. Every month it gets harder and harder to make to make the mortgage. The utilities keep going up- everything is getting more expensive. I am a stay at home Mom too. I try to sell things on ebay and here on vegsource. What I make is barely grocery money and it just doesn't seem to be enough. Right now it's 3:30am and I can't sleep- I'm wondering if I will have a check bounce because it hasn't been cashed yet and I need to make the mortgage Friday(which is late) I hate all the bill collectors calling and I have to juggle who I'm going to pay when.

My husband works a full time job and a part time job to help make ends meet. The ends are not even close to meeting. At times I wonder if we will lose the house because of our choices.I also worry because I have no health insurance. My husband is covered by his employer and my daughter is covered by the chip program. To get insurance on me would cost $200+ per month. We can't make the bills we have let alone pay for health insurance too.. ugh..

When our daughter was born, my husband and I agreed that I would stay at home with her. ( we had alot of problems having just one child) We also agreed that homeschooling her would be the best for her. It really has! She has blossomed and is a wonderful young lady. I try to keep my focus on the short time I will have with her~ she's already 14. And I try to focus on how close our family is. But then again I get nights like tonight where I have no idea where the money will come from to pay for things. Her curriculum for this year will be close to $500. I have no idea where the money will come from for that or even Christmas~ ugh..
I am a Christian. I believe God will work things out for us. I feel terrible praying for money all the time. But it's what we need. We are not into material things. I always joke that our "style" is old and used.. ha ha. I only want to be able to make our bills.. I guess we are being stretched right now. I know and have faith God will get us through this rough time.. I am just tired of being in it..I hope our credit isn't completely damaged by our lack of money..

I guess I better try to get some sleep.. I have a busy day and really need to be awake for it.. Thank you for listening.. I appreciate it..

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